Shriram Housing Finance Home Loan

• Work experience of a minimum of 2 years is mandatory for salaried applicants
  

• Work experience of a minimum of 3 years in the current field, for self-employed applicants is mandatory

In addition to this, you will be further asked to furnish the following documents when applying for this loan.

• Completed Loan Application

• Proof of Identification

1. Driving licence

2. Ration card

3. Passport

4. PAN card

5. Voter’s ID card

6. Employee ID

7. Bank passbook

• Proof of Age 

• Address Proof

• Income Documents

1. Salaried Individuals (any one of the following)

• Form 16

• Certified letter from the Employer

• Bank statement of the last 6 months

• Pay slip of the last 2 months, increment, or promotion letter

• Investment proofs like fixed deposits, shares, etc.

• IT returns for the last 3 years

• Passport-size photographs

2. Self Employed or businessman (any one of the following): 

• Bank statement of the last 6 months

• A brief introduction of the applicant’s profession/business

• Income tax returns for the last 3 years of the applicant 

• Computation of income duly attested by a Chartered Accountant

• Balance Sheet and Profit & Loss account for the last 2 years of the firm- duly attested by a Chartered Accountant

• Property Documents:

1. Sale deed, agreement of sale with the builder (original copy)

2. Land and building tax paid receipts, possession certificate, location sketch of the property certified by the revenue authorities

3. An approved copy of the building plan 

4. Original receipts of the advance payments that are made towards the purchase of flat

Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies