indiagold offers gold loan services at affordable rates starting from 9.24% p.a. on Bajaj Markets. These secured loans offer you flexibility and come with no end-use restrictions. The tenure of the loan can extend up to 1 year.
Here are the interest rates and charges applicable on loans against gold from indiagold:
Interest Rate |
9.24% p.a. onwards |
Processing Fees |
Nil |
Foreclosure Charges |
Nil |
Disclaimer: The above-mentioned rates and charges are subject to change at the discretion of the lender.
Today get gold loan at
₹3,504/gm
Gold to be pledged (in grams)
Required Loan Amount
Select Interest Repayment Frequency
Gold weight required
0 grams
Repayment Frequency
MonthlyInterest Repayment
Gold Loan have a fixed tenure of 12 months
Gold Loan have a fixed tenure of 12 months
Here are some of the eligibility requirements you need to fulfil:
You must be between 18 and 70 years of age
The gold you wish to pledge must have a purity level between 18K and 24K
You must be a self-employed or a salaried individual
The following are the documents you need when applying for indiagold loans:
Address Proof: Any one of the following
Aadhaar card
Passport
Voter ID
Driving licence
Utility bills
Lease agreement
Aadhaar card
Passport
Driving licence
Voter ID
Form 60
Passport-size photographs
Here are the steps you need to follow to apply for a gold loan online on Bajaj Markets:
Click on the ‘APPLY NOW’ tab at the top of the page
Enter your name, mobile number, date of birth, required loan amount, pincode, etc
Once you have filled in the details, a loan representative will get in touch with you for further processing
Yes, it is 100% safe. The gold is stored in a safe and secure vault till the maturity period. Additionally, your pledged gold is also protected with insurance (free of cost) and easily withdrawable at any time.
indiagold accepts any kind of gold jewellery with a purity level between 18K and 22K. Note that they do not accept gold coins, bars, and biscuits.
For a fresh loan, all you need is a PAN card and an Aadhaar card. For balance transfer, you need to submit a PAN card, Aadhaar card, and additional Income Proof (Bank statement/ITR/GST certificate).
Yes, it provides a balance transfer facility.
With ‘Gold Loan At Home Service’, you need not visit the branch to apply for the loan. After filling in the basic details, you get to choose whether your application will be processed either from your home or the nearest branch. Our loan manager visits your home to process the loan application.