The AU Small Finance Bank Altura Plus Credit Card is a lifetime-free credit card, hence, can be perfect for you if you’re starting out your financial journey. This card can help you save big through various cashback, discounts, fee waivers, and privileges. Moreover, if you love travelling on a budget, this card can give you special access and offers on travel privileges and bookings.
Here are the AU Small Finance Bank Altura Plus Credit Card features and benefits:
₹500 voucher on minimum spends of ₹10,000 in the first 60 days
500 reward points on spends less than or equal to ₹20,000 in a month
2 reward points for every ₹100 spent online
1.5% cashback of up to ₹100/month on daily spends
1% fuel surcharge waiver of up to ₹150/month
8 complimentary access to railways lounge (domestic)
Insurance against skimming, less container load, or counterfeit
In order to apply for the AU Small Finance Bank Altura Plus Credit Card, you must meet the following eligibility criteria:
You should be an Indian resident
If you are the primary applicant, you should be between the ages of 21 and 60 years
Note: The eligibility criteria mentioned above are indicative and will differ on a case-to-case basis.
Here's the process for applying for the AU Small Finance Bank Altura Plus Credit Card:
Begin by clicking on the 'Apply Now' button
Provide all the necessary information
Submit the form and review the credit card options shown on your screen
You’ll be redirected to the further process once you select this AU Small Finance Bank Credit Card
Complete the application form and you’re done!
To reach AU Small Finance Bank's customer care team, you have several communication options available:
For general customer care, call 24X7 at 1800-1200-1200 or 1800-26-66677 (toll-free numbers)
For credit card-related queries, call 1800 1200 1500 (toll-free number), 0141-7141100, or 0141-4455000.
Write to creditcard.support@aubank.in
For Reward Points-related queries, write to customercare@rewardz.aubank.in
Here are the general fees and charges applicable with the AU Altura Plus Credit Card:
Type of Fees |
Details |
Joining Fees |
NIL |
Annual Fees |
NIL |
Cash Advance Charges |
2.5% of the withdrawn amount (minimum ₹100) |
Interest Free Period |
Up to 48 Days (Exception: Cash withdrawal) |
Charges on Revolving Credit - Interest Charges |
3.59% per month (43.08% annually) + GST |
Late Payment Charges |
Less than or equal to ₹100: Nil Above ₹ 50,000: ₹1,100 |
Over-limit Charges |
2.5% of over-limit amount (Minimum ₹500) |
Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.
Yes, it does. The AU Small Finance Bank Altura+ Credit Card allows you 8 instances of complimentary access to domestic railway lounges in a year. You can utilise this benefit on a basis of 2 instances per quarter.
You can enjoy cost cutbacks through cashback and discounts on fuel surcharges, daily spends, online spends, etc.
The AU Small Finance Bank Altura Plus Credit Card could offer you the chance to redeem your reward points through options like e-vouchers, merchandise, mobile/DTH services, hotel bookings, flight bookings, and much more.